TWO WHEELER INSURANCE POLICY COVERAGE
What is covered under your two wheeler insurance policy:
Inclusions
What is not covered under your two wheeler insurance policy: Exclusions
It’s always a good idea to be aware of what is excluded from your policy, so that you are not disappointed by extra expenses later. So make sure you go through the Two Wheeler Policy Wordings carefully.
Inclusions
- Loss or damage to your vehicle against natural calamities -Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
- Loss or damage to your vehicle against man-made calamities -Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
- Personal Accident Cover -Coverage of ₹ 1 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the Two Wheeler. Optional personal accident covers for co-passengers are also available.
- Third Party Legal Liability -Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
What is not covered under your two wheeler insurance policy: Exclusions
- Normal wear and tear and general ageing of the vehicle
- Depreciation or any consequential loss
- Mechanical/electrical breakdown
- Loss/damage due to war, mutiny or nuclear risk
It’s always a good idea to be aware of what is excluded from your policy, so that you are not disappointed by extra expenses later. So make sure you go through the Two Wheeler Policy Wordings carefully.
CAR INSURANCE POLICY COVERAGE
What is covered under your car insurance policy:
Inclusions
What is not covered under your car insurance policy: Exclusions
Read MoreIt’s always a good idea to be aware of what is excluded from your policy, so that you are not disappointed by extra expenses later. So make sure you go through the Car Insurance Policy Wordings carefully.
Car Insurance
Comprehensive Insurance (Private Car)"B" Policy
Motor 01
Inclusions
- Loss or damage to your vehicle against natural calamities -Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
- Loss or damage to your vehicle against man-made calamities -Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
- Personal Accident Cover -Coverage of ` 2 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the car. Optional personal accident covers for co-passengers are also available.
- Third Party Legal Liability -Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
What is not covered under your car insurance policy: Exclusions
- Normal wear and tear and general ageing of the vehicle
- Depreciation or any consequential loss
- Mechanical/ electrical breakdown
- Loss/ damage due to war, mutiny or nuclear risk
Read MoreIt’s always a good idea to be aware of what is excluded from your policy, so that you are not disappointed by extra expenses later. So make sure you go through the Car Insurance Policy Wordings carefully.
Car Insurance
Comprehensive Insurance (Private Car)"B" Policy
Motor 01
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